Banking for the
Common Good.
Unitus Community Credit Union operates on a simple premise: financial strength belongs to the members. As a cooperative, we return our profits to you through superior rates and lower fees.
Ownership creates
better outcomes.
Traditional banks answer to shareholders. At Unitus Credit Union, our account holders are the owners. This structural shift changes every decision we make—from manual mortgage reviews to maintaining low account minimums that encourage healthy financial habits.
Local Reinvestment
Your deposits stay within the New York metropolitan area, funding local small businesses and home loans for your neighbors.
Manual Review
We look beyond automated credit scoring, considering the nuances of the local market to provide fair lending opportunities.
Integrated Online Banking.
Experience the efficiency of modern technology without losing the human touch. Our unitus community credit union online banking platform provides real-time access to your assets with institutional-grade security protocols.
- Secure unitusccu login portal
- Mobile deposit and bill payment
- Fraud monitoring and alert systems
Designed for Eligibility.
We prioritize accessibility to ensure consistent financial growth for all income levels within our community.
Membership
Open to anyone who lives, works, or worships in the New York metropolitan region. A $5 deposit establishes your equity share.
How it worksSecure Assets
Accounts are federally insured up to $250,000 through the NCUA, providing the same level of protection as major commercial banks.
Security CenterNo Hidden Fees
We eliminate the "low balance" fees pervasive in retail banking, focusing on accessibility for every stage of your financial journey.
Rates & TermsThe focus is on your stability.
At Unitus Credit Union, technology is a utility for efficiency, but human oversight is our primary safeguard. Whether you are seeking a first mortgage or managing business payroll, you have direct access to local experts who understand the NYC landscape.
Manage your finances.
Use our direct links to access unitus login portals or find location details for in-person support.
Personal Banking
Unified account management for checking and high-yield savings.
View DetailsMortgage & Loans
Competitive rates on home, auto, and personal financing solutions.
View RatesVisit Us
Our Manhattan suite is open Monday through Friday for in-person consultation.
Get DirectionsSecurity Hub
Resources and updates for protecting your digital financial identity.
Protection
Secure your financial
position today.
Join thousands of New Yorkers who have chosen a banking partner that prioritizes stability over speculation. Contact our team to begin your membership transition.